CFO Advisory & Financing

CFO-level leadership without full-time cost — unlock capital, control cash flow, and scale with confidence.

Mackisen’s fractional CFO services give you the power of an experienced finance leader to forecast, fund, and grow — including bank-ready CPA packages, lender covenant planning, cash-flow optimization, KPI dashboards, and investor-ready models for equity or debt.

What We Do (End-to-End CFO & Financing Support)

1) Outsourced CFO (Fractional)
Board-level finance leadership for strategy, planning, reporting, and governance — without adding headcount. We run monthly close reviews, board packs, and three-statement models so decisions are fast and data-driven.
Best for: SMEs, family businesses, and funded startups needing senior finance skills part-time.

2) Budgeting & Forecasting (Driver-Based)
Build annual budgets and rolling forecasts linked to revenue drivers and cost levers. We layer scenarios (base/optimistic/downside), seasonality, and growth assumptions to keep targets realistic — and adjustable.
Best for: Teams that want a living plan (not a static spreadsheet) aligned to strategy and capacity.

3) KPI Dashboards & Management Reporting
Custom KPI dashboards (profitability, margin by product/customer, DSO/DPO/DIH, inventory turns, cash runway, CAC/LTV for SaaS), plus variance analysis and action summaries.
Best for: Owners and executives who want real-time visibility and accountability.

4) Cash-Flow Optimization & Working Capital
Tighten the cash cycle: redesign quoting-to-cash and procure-to-pay, renegotiate terms, and implement credit policies. We model DSCR and cash waterfalls to prevent crunches and free trapped cash.
Best for: Businesses scaling fast or strained by receivables, payables, or stock.

5) Bank Financing Packages (CPA-Prepared)
Full lender packages: CPA management statements, ratio & covenant forecasts, use-of-funds, collateral schedules, and a clear lender narrative. We liaise with banks/credit unions/private lenders to improve terms.
Best for: Loan renewals, new facilities, working capital lines, equipment loans, or refinancing.

6) Investor-Ready Models & Data Rooms
Institutional-grade financial models (3-statement, cohort, unit economics), plus sensitivity/stress tests and data room organization for due diligence. We also refine pitch decks and coach for Q&A.
Best for: Seed/Series fundraises, acquisitions, or strategic minority equity.

Benefits of Mackisen’s CFO Advisory

• Bank-ready, faster: Get to “yes” sooner with clean CPA packages lenders trust.

• Always know cash: Forecasts and dashboards that show runway and headroom.

• Higher margins: Pricing, product mix, and cost levers tuned to raise profitability.

• Less chaos, more cadence: Month-end close on schedule, board-ready packs, and clear owners for every action.

• Scale without stalls: Systems, SOPs, and reporting that grow with you.

Why Choose Mackisen (Montreal • Quebec • Canada)

• Fractional CFOs + CPAs with IFRS/ASPE expertise and lender/investor credibility

• Local financing know-how (banks, credit unions, private lenders) with national reach

• Quick starts: discovery → plan in 5–10 business days (clean-up/migration as needed)

• Transparent fees: fixed/phase-based proposals; no surprises

• Secure portal: encrypted document exchange and audit trail approvals