CRA Informant / Whistleblower Audit — Montreal CPA Firm Near You: Confidential Defense Against Allegations

A CRA Informant or Whistleblower Audit is triggered when someone — often a former employee, ex-partner, competitor, or anonymous third party — provides information to CRA alleging tax non-compliance. The CRA does not need proof to begin the audit; it only needs a plausible allegation.
Mackisen CPA Montreal specializes in defending clients during informant-triggered audits by reconstructing financial evidence, controlling communication with CRA, and disproving allegations through structured, factual documentation.

Unlike other audits, whistleblower audits are emotionally charged. They can involve personal conflicts, employment disputes, family separations, or business breakups. Our role is to separate emotion from evidence — and present CRA with complete, professional, CPA-certified facts.

Legal Foundation

Income Tax Act s.231.1 — CRA’s authority to request records, books, and third-party verification.
Income Tax Act s.239 — penalties for deliberate misstatements (only applicable if CRA proves intent).
CRA Offshore Tax Informant Program (OTIP) — rewards informants with 5–15% of recovered taxes for offshore allegations.
Jurisprudence: R. v. Jarvis (2002 SCC) — once CRA moves from audit to investigation, taxpayers regain full Charter protections.

Learning insight: CRA trusts tips at the beginning — but it trusts evidence at the end. Mackisen CPA ensures your evidence wins.

Why CRA Starts Whistleblower Audits

CRA receives thousands of tips each year. Common reasons for initiating an audit include:

• Allegations of hidden cash income or unreported sales

• Claims of false business expenses or personal expenses deducted as business

• Tips regarding offshore bank accounts or crypto assets

• Disgruntled employees reporting payroll or subcontractor practices

• Ex-spouses alleging lifestyle inconsistent with tax returns

• Competitors reporting aggressive tax behavior

Learning insight: Whistleblower audits often begin with emotion — but they end with documentation. Your CPA must control the narrative.

CRA’s Informant Audit Process

1. CRA evaluates the tip and cross-matches it with your existing tax data.

2. CRA launches a targeted or full audit, requesting bank statements, invoices, contracts, and POS records.

3. CRA may interview employees, suppliers, or third parties.

4. CRA constructs a financial picture to match the allegation.

5. Mackisen CPA reverses this by reconstructing your real financial picture instead.

6. CRA either closes the file, issues a reassessment, or escalates to Criminal Investigations in extreme cases.

Learning insight: CRA moves quickly because tips are time-sensitive. Your CPA must respond faster — with accuracy, not emotion.

Mackisen CPA’s Informant-Audit Defense Strategy

• Identify the nature, scope, and credibility of the allegation.

• Reconstruct income using deposits, POS data, and sales reports.

• Reconcile expenses and prove business purpose.

• Prepare CPA-certified documentation discrediting the allegation.

• Coordinate legal counsel if CID escalation risk exists.

• Manage all communication with CRA to prevent misinterpretation.

Learning insight: Silence is dangerous, over-explaining is worse. A CPA-controlled defense is your strongest shield.

Common Allegations — and How Mackisen CPA Refutes Them

Hidden cash sales → reconcile POS, deposits, supplier invoices
Fake expenses → match invoices to payments and business purpose
Offshore accounts → reconcile foreign holdings, residency status, and T1135 filings
Payroll fraud → verify contractor agreements, T4/T4A/RL-1 accuracy
Lifestyle mismatch → prepare net-worth analysis aligning spending with declared income

Learning insight: Allegations lose power when evidence is stronger than accusation.

Real-World Results

• A retail business faced a whistleblower claim of $180,000 undeclared cash sales; Mackisen CPA disproved it within 14 days using MEV/POS logs.

• A contractor accused by a former employee avoided a $92,000 reassessment after we provided complete subcontractor agreements and GST registration.

• A self-employed professional cleared an informant-based audit after our team submitted a CPA-verified reconciliation disproving all allegations.

Learning insight: CRA is not looking for stories — it is looking for structure. We give them structure.

SEO Optimization and Educational Value

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Secondary Keywords: CRA fraud allegation, whistleblower tax defense, CRA informant program, CPA audit protection, CRA allegation response

Learning insight: Search engines reward clarity. So do tax auditors. Education increases both trust and compliance.

Why Mackisen CPA Montreal

With 35+ years of CRA audit defense experience, Mackisen CPA Montreal has a specialized protocol for informant-driven audits. Our bilingual CPAs combine forensic accounting with legal-grade documentation to dismantle weak allegations and present CRA with a complete compliance narrative.

Learning insight: CRA respects facts, not feelings. Mackisen CPA ensures your facts are undeniable.

Call to Action

If CRA has contacted you due to an allegation, tip, or informant report, act immediately — the first response shapes the entire audit.
Contact Mackisen CPA Montreal now for confidential whistleblower audit defense.
Phone: 514-276-0808 | Email: info@mackisen.com | Website: mackisen.com

Learning conclusion: A CRA Informant / Whistleblower Audit tests your credibility under pressure. Mackisen CPA Montreal protects your reputation, your records, and your peace of mind — with truth documented, verified, and defended.