Business Loan

Secure the Capital to Grow – Faster & On Better Terms

Fuel your business growth with CPA-structured financing solutions. Mackisen CPA helps you fund expansion, secure capital, and improve lending outcomes. We structure business loans, negotiate favorable financing terms, and prepare lender-ready CPA documents that give Montreal entrepreneurs a competitive edge in getting approved.

Whether you need a business loan in Montreal or refinancing support, our CPA lending support team guides you from start to finish. We’ll package your financials, identify the right funding options, and advocate for better rates and terms – so you can focus on growing your business.

Our Business Loan, Financing & Capital Services

We offer end-to-end guidance for all your business financing needs. From small business loans to complex capital strategies, our experts ensure you have the optimal funding solution. Explore our key services below:

Business Loans & Lines of Credit

Obtain the working capital your business needs with confidence. We help package your financial statements and business plan into a financing package prepared by CPAs, making lenders take notice. Whether you’re seeking a term loan for expansion or a flexible line of credit for cash flow, we’ll match you with the right lenders and secure optimal terms. Our team assists in presenting your case – from solid financial ratios to growth projections – maximizing your approval chances for any business loan Montreal banks offer.
Book Consultation / Call Mackisen (514) 276-0808

Working Capital Facilities

Maintain healthy cash flow with tailored working capital financing. We arrange revolving credit facilities, invoice financing, or short-term loans to cover operational expenses like payroll, inventory, or seasonal dips. By analyzing your cash cycle, we determine the ideal credit solutions so your business never feels a cash crunch. Our CPA advisors ensure you understand the costs and benefits of each facility, keeping your operations running smoothly without financial strain.
Book Consultation / Call Mackisen (514) 276-0808

Commercial Mortgages & CMHC Financing

Looking to purchase or refinance commercial property? We facilitate commercial mortgages in Quebec that fuel your real estate or expansion projects. Our experts structure mortgage applications for office buildings, retail spaces, multi-unit residences, and more. We also provide CMHC mortgage help – guiding you through Canada Mortgage and Housing Corporation programs to secure insured loans with lower down payments or interest rates. From property valuation to debt service calculations, we prepare a rock-solid package that lenders and CMHC trust.
Book Consultation / Call Mackisen (514) 276-0808

Grants & Incentives (Canada & Quebec)

Capitalize on “free money” opportunities. We research and help you apply for grants for small business in Canada and Quebec incentive programs that can supplement or even replace loans. Our team identifies relevant government grants, subsidies, tax credits, and investment incentives for your industry – whether it’s a Canadian innovation grant, Quebec export program, or hiring subsidy. We then prepare the financial documents and narratives needed to maximize your chances of securing these non-repayable funds alongside your financing.
Book Consultation / Call Mackisen (514) 276-0808

Loan Restructuring & Refinancing Support

Already have loans but unhappy with the terms or struggling with payments? Our advisors offer loan restructuring and refinancing support to improve your financial position. We analyze your current debt, interest rates, and cash flow to find better solutions – perhaps refinancing to a lower rate, consolidating multiple loans, or renegotiating terms with creditors. With Mackisen’s CPA guidance, you can reduce interest costs, extend payment terms, and relieve pressure on your balance sheet. Even if it involves working with private lenders for a bridge loan, we’ve got you covered with private lender accounting and advisory support.
Book Consultation / Call Mackisen (514) 276-0808

Investor Pitching & Capital Strategy

Not sure if a loan is right, or looking to attract investors instead? We assist with investor pitching and overall capital strategy. Our team helps craft compelling pitch decks, financial projections, and business plans that speak to investors’ and lenders’ interests alike. We’ll strategize the mix of debt vs. equity financing that best suits your growth goals. From angel investors and venture capital to alternative financing, we guide you on when to borrow and when to bring in partners. With CPA-vetted figures and clear ROI stories, you can confidently present opportunities to banks or investors knowing the numbers back you up.
Book Consultation / Call Mackisen (514) 276-0808

Benefits: Fast Approvals & Better Terms with CPA-Backed Support

Partnering with Mackisen for your financing needs gives you advantages that standard brokers or DIY applications can’t match. Here’s how our CPA-backed support helps you get approved faster and on better terms:

• Lender-Ready Financials: We deliver CPA-prepared financial statements and financing packages that meet banks’ strict standards. Clear, accurate documents instill lender confidence, speeding up approval and reducing back-and-forth.

• Credibility & Trust: Having a CPA firm behind your loan application adds instant credibility. Lenders know our involvement means your numbers are solid and your business is well-advised – leading to more trust and often better loan offers.

• Optimized Loan Terms: Our experts don’t just submit paperwork – we negotiate. With decades of experience, we understand term sheets and will push for lower interest rates, longer repayment periods, and flexible covenants that save you money.

• Improved Approval Odds: Before you apply, we pre-assess your financial health the same way a lender would. We’ll advise on boosting your credit ratios, securing collateral, or addressing red flags. By fixing issues upfront, your application sails through underwriting.

• One-Stop Funding Advisor: As your funding advisor in Montreal, we ensure you explore all options – loans, lines, mortgages, grants, or investors – and often combine them. This comprehensive approach means you get the right funding mix without overpaying or missing opportunities.

Why Choose Mackisen for Financing Support?

When it comes to securing capital, you need an experienced partner who speaks the language of both business and finance. Here’s why companies trust Mackisen CPA to guide their financing journey:

• 35+ Years of Experience: Backed by decades of combined CPA and financial expertise, our team has seen every scenario. We leverage that experience to anticipate lender requirements and smooth out the process for you.

• Integrated CPA & Legal Team: We are not just accountants – we have in-house tax lawyers and business consultants too. This financial/legal integration means your loan strategy considers tax implications, legal structure, and compliance, leaving no surprises.

• Trusted by Lenders: Mackisen’s reputation stands out. Banks and private lenders know our CPA-prepared documents are thorough and reliable. That lender trust can make the difference in borderline cases and expedite approvals.

• End-to-End Support: We handle everything from initial financial assessment and loan structuring to final paperwork and closing. Our one-stop-shop approach means you don’t juggle multiple advisors – we take you from application to funding seamlessly.

• Client-Centered Strategy: No two businesses are the same. We take the time to understand your unique needs and tailor a financing solution accordingly. Our advice is 100% unbiased – we succeed only when you secure the best possible funding.